Monsoon Damage

All Arizonans are familiar with the rainy monsoon season, and the significant damage they can cause. These violent haboobs are tricky, as they can unleash a deluge of water. Our soil and foliage, unaccustomed to the soaking wet, can turn up rootbound trees, and overgrown branches can become top heavy and split away from the tree. A branch or entire tree can land on a house or power line, creating an immediate danger. Even cacti can get top heavy and fall on a home. Any of these can cause significant damage.

Who is responsible?

For the hapless homeowner, having any tree or branch fall on their property can cause structural damage to their home.  It doesn’t even necessarily have to be a tree from the homeowner’s yard! For example, if a tree which is on a neighbor’s or city property, and a branch from the tree falls on another property, the city or neighbor often only claims responsibility for the portion of the tree which is on their property. Once it flies off in a gust of wind or overreaches into a residence, it becomes the responsibility of the homeowner. If it falls on the home, it’s the homeowner’s responsibility to fix it. Likewise, if it falls on the power line which services their house, the homeowner is obligated to repair it, even if it wasn’t from his tree.


Therefore, if a branch from a neighbor or common area is rubbing against the homeowner’s home where it can damage the fence, roof, or concrete, the homeowner is compelled to deal with the problem before it becomes a hazard or causes damage. The best time to deal with significant tree trimming is in the winter.

In the event 


If there is damage to the home, an expert is an ideal candidate to determine if the damage is structural or cosmetic. There may be water damage, which can be handled by a disaster relief company. The insurance company should be notified, as well as a disaster relief company, a landscape company if there is a tree in need of removal, and the contractor: everyone working together will get the home back in order in the shortest possible time. The homeowner should take as many pictures as they can and still be safe.


Sometimes homeowners whose house has sustained damage after a monsoon even will use the catastrophe into an opportunity to make changes to their home during the restoration construction process. While a remodeling project might not have been a discretionary option, when construction repairs become unavoidable, many homeowners make the best of a bad situation by making changes or remodeling other parts of their home at the same time. 

Other tips:

  • Make sure the contractor is reputable and is a member of the Registrar of Contractors. There are a ton of unlicensed companies out there, and they aren’t all licensed.
  • Have a storm plan during monsoon weather. 
  • Scrutinize the roof every year, even if you have to hire a pro.
  • Keep trees trimmed back and adequately thinned. 


No matter what happens during a monsoon, keep yourself and your family safe from harm.

If you have monsoon damage or are remodeling in the Phoenix area, call us at Arizona Certified Remodeling 602-478-9492.
Or contact us online at